Senaratne is involved in cultivating Mushrooms for consumption. He lives with his wife, two children and a dependent parent in a village called Ginigathpitiya in the Kurunegalla District. He has been engaged in the cultivation of Mushrooms for the past 1 year or so. It is done on a very small scale and the monthly income is approximately LKR 5,000/- per month.
Senaratne is new to BMI and has applied for a loan amounting to LKR 30,000/- for the development of the cultivation. He intends to use the loan funds to install the infrastructure required for mushroom cultivation as well as increasing the volume of output. An income of LKR 5,000/- per month in a very minimal amount and is insufficient to cover most expenses incurred on the business itself let alone be sufficient for any household expenses.
His wife works in a garment factory and earns a small salary of LKR 10,000/- per month which is their main steady income. However they find it very difficult to manage a household of four adults and a schooling child with their earnings. As a result Senaratne is determined to develop this business opportunity and take it to a very high level and be able to become a main supplier of mushrooms in the area.