Priyadharshani Adhikari is an exisiting BMI client from a rural village in the Anuradhapura District. She is involved in the manufacture of boxes for the use of the Army. She had started this business seven years ago. Priyadharshani obtained her first BMI loan of LKR 30,000/- in 2012 for the developing this business. This manufacturing process for her single client provides her with an average monthly income of LKR 70,000/-.
Priyadharshini is married. Her husband ( shown in photo) is also involved in supplying goods to the army and mostly helps Priyadharshini with her business. They have two daughters aged 16 years and 2 years.
She has now applied for a second loan from BMI amounting to LKR 50,000/- to buy the necessary raw materials such as boards and other necessary items for the manufacture and development of the business. Due to high day to day costs of living they find it difficult to build a reserve of their own. Also the payments from the government sector are usually delayed and as such they are left with a cash liquidity constraint at all times.
Priyadharshani is hard working, very confident about her products and envisages to become a successful entrepreneur for herself as well as for her two young daughter’s futures.