Damayanthi is an existing BMI client from Viharapadugama in the Anuradhapura District. She is married and together with her husband (shown in photograph) they own a small Dairy Farm. Their monthly income from this business is around LKR 25,000/-. Damayanthi obtained her first loan from the BMI for LKR 30,000/- in 2012 and this was utilized for the purchase of a cow.
Although there is a lot of orders and demand for the milk they produce, they are unable to cater to meet this demand since they do not have the capacity at present. However the flip side is that they also do not have enough savings to invest in their business in order to expand the dairy service either.
Theirs is a household of seven in total. She has 3 schooling children below 18 years of age and two dependent parents who are over 60 years of age in her care. This is a large household to survive on the sole income of LKR 25,000/- per month. However, with all other costs, Damayanthi is of high integrity and she has met all her earlier commitments to BMI duly.
Damayanthi has now applied for her second loan amounting to LKR 50,000/-. This is to be utilized to purchase another cow for milking and other necessary equipment for the farm.Damayanthi is a determined woman and wants to improve her farm with the aid of BMI and in turn improve the living standards of her family of seven and to build a saving for her children’s future.