Letchumy lives in a village in Thampalamgam in the Trincomalee district with her family. She is earning a monthly income of approximately Rs. 30,000/-.
She has a retail store from which she sells to nearby villagers and has been operating this business for several years. She has seen the benefit of investing in her business by attending BMI cluster meetings and by her previous BMI loan of Rs 30,000 in 2012. Thus Letchumy wishes to expand her business through purchasing more goods at a bulk discount rate by taking out a loan of Rs 50,000. She knows that this timely investment will enable her to increase her profitability and allow her to take care of her family.