Vijayakala is a BMI client who lives in a village in Serunuwara in the Trincomalee district with her family. She is earning a monthly income of approximately Rs. 30,000/-.
She has a vegetable garden from which she sells corn to nearby villagers and has been operating this business for several years. She has seen the benefit of investing in her business by attending BMI cluster meetings. Thus Vijakala wishes to expand her business through purchasing fertilizer and more plants at a bulk discount rate by taking out a loan of Rs 50,000. She knows that this timely investment will enable her to increase her profitability and allow her to take care of her family.