Kumarihami is a 49 year old from the Mawanella area in the Kegalle region. She lives with her husband and two sons. Their average monthly income is approximately Rs 45,000. In order to supplement their income and meet the increasing costs of having a family, she and her husband began a grocery and clothes retail business. She has several years experience running this business.
A recent BMI customer, Kumarihami has seen the positive outcomes of using microfinance resources to invest in a small business and increase the capacity and success of the business. In December 2011 she took out her first loan of Rs 25,000 in order to increase the grocery products she sells in her shop and to buy and sell more clothes. Due to the success of this, she has now applied for a loan of Rs 50,000. This will enable her to purchase both grocery and other products in bulk, which will be cheaper than the price she currently pays which she knows will increase the profitability of her business. She looks forward to being able to invest in her business in this way.