Niroshika is a 31 year old woman from the Kotmale area in the Nuwara Eliya region. She lives with her husband and two young sons. Their average monthly income is approximately Rs 35,000. In order to supplement their income and meet the increasing costs of having a family, she began a tea cultivation business. She has approximately 2 years experience running this business.
A recent BMI customer, Niroshika has seen the positive outcomes of using microfinance resources to invest in a small business and increase the capacity and success of the business. She has applied for a loan of Rs 30,000. This will enable her to purchase resources such as fertilizer in bulk and prepare more land for cultivation and increase the profitability of her business.