Niroshani is a 26 year old woman from the Kotmale area in the Nuwara Eliya region. She lives with her husband who is a driver and two young children and mother in law. Their average monthly income is very low. In order to supplement their income and meet the increasing costs of having a family, she began a tea cultivation business. She has approximately 2 years experience running this business.
A recent BMI customer, Niroshani has seen the positive outcomes of using microfinance resources to invest in a small business and increase the capacity and success of the business. She has applied for a loan of Rs 30,000. This will enable her to purchase resources such as fertilizer in bulk and increase the profitability of her business.