35 years old Hemamali’s husband is a quality controller in a garment factory. They are happily married with 2 kids. Hemamali has a good experience in maintaining a retail shop and thus she had chosen to engage in this venture. She also sees this as a mean to turn her idle time at home into a more meaningful income generation activity. Hemamali is new BMI client and hoping to obtain her first loan of LKR 25,000 now. Since both of her children are under 5 years old and not schooling at the moment, she hopes that she can use this time to start a good business and develop it by the time the children starts schooing. She knows she can make a notable profit in this trade, which will greatly benefit to her whole family. She hopes to become a successful business woman in future and create a bright future for her two kids.