Danoja lives in the rural village called Settikulama in Anuradhapura district, in North Central Province. As many others in the area, they are also involved in agriculture and animal husbandry. Danoja’s husband mainly does the crop cultivation while she is engaged in goat rearing. They own a temporary clay house thatched with coconut leaves, as their children are married and live separately.
The first BMI loan Danoja taken was LKR 25,000 in 2010 to facilitate her goat rearing enterprise. She used the loan to construct proper housing for the goats she was rearing at that time. She had been successfully engaged in this for two years and she was able to contribute to the household income to a great deal. At present they together earn around LKR 20,000 per month.
Danoja has now applied for a second loan of LKR 50,000 with the intention of using the loan to buy another goat. She wishes expand her business of collecting milk form the goats and selling in the village via buying another animal. Danoja wants to continue with this business since it generates a reasonable income for them and support her husband. She also hopes save some money to renovate their house to a better level.