Chamila is a young woman of 28 years who runs a grinding mill in Udugama area in Sabaragamuwa province. She has a grinding mill for both chilies and rice. In 2010 August, Chamila obtained a loan of LKR 25,000 from BMI in order to start this mill. She used the loan to purchase the basic machinery and construct a temporary place for the mill. After successfully repaying the first loan she is now going for her second loan of LKR 50,000, to further develop her business. She is planning to use this money to construct a permanent shelter for the mill.
Chamila is engaging in this business to generate an additional steady income for her family. At the moment she earns around LKR 7,000 from the mill. Her husband is a mason in profession and the income he earns from is not regular. Thus, the income from the mill is a big assistance for the family, to stabilize cash inflow. They have small son and Chamila’s father-in-law lives with them as well.
Increasing and further stabilizing the current income is the main purpose of Chamila at the moment. Chamila’s husband is also willing to contribute to this business in due course when it develops more. Together they wish to own a sustainable business and save some money for their child’s future.