Wimalawathi obtained her first loan from BMI in 2011 June for a retail coconut business. She used the loan money to purchase coconut in bulk, store and sell accordingly. However, she realized that due to the small scale of the business the profitability is low and she had the motive of expanding it further. Now she is taking her second loan of LKR 50,000 from BMI to proceed with the expansion. Wimalawathi wants to use the money to buy more coconut in bulk and increase her income level. Her current income is around LKR 10,000 per month.
Wimalawathi lives with her married daughter, son-in-law and the little grandson. Her husband had passed away few years back and now her income source is this small retail business. She is a member of the village Death Benevolence Society and the Temple Society in the village. Wimalawathi wants to improve her business and help her daughter, without being an extra burden to them. She also wishes to save some money for to support her grandson’s education in the future as well.