Jayanti Devi (photo 1) earns a living by selling clothes door-to-door. She wants to open a permanent shop in the marketplace, so she has applied for a micro-loan for her clothing shop. She has five family members, including one son and one daughter. Her monthly income is Rs.3,500/-. She is dedicated to her children’s futures. She is the group leader, so she organizes monthly meetings and ensures that repayments are made on time.
Meena Devi (photo 2) runs a clothing shop from her home. She wants to expand her business, so she applied for a micro-loan. Her husband helps her in her business. She has six family members, and her monthly income is Rs.3,000/-.
Rekha Devi, sitting first from the left in the group photo, sells clothes door-to-door. She has applied for a micro-loan so that she can open a permanent clothing shop in the marketplace. She has five family members, including two sons. Her husband also helps her in her work, and her monthly income is Rs.3,000/-.
Meena Devi is sitting next to her, and Jayanti Devi is sitting in the middle.
Pinki Devi, sitting first from the right has a dairy farm. She has applied for a micro-loan so that she can buy some cows. She has four family members and her monthly income is Rs.3,000/-.
Munni Devi, sitting second from the right is a fruit vendor. She sells fruit from a cart cycle. She wants to rent a place in the market, so she has applied for a micro-loan for her fruit shop. She has five family members, including one son and one daughter. Her husband helps her in the business. Her monthly income is Rs.4,000/-.
These entrepreneurs are very dedicated and want to do well not only for themselves but also for their families. They understand the concept of a Joint Liability Group. If any member of the group is unable to repay their micro-loan, the other members will pay on the behalf of the member whose loan is delinquent.
(Please note that although Pinki Devi is a part of the group, her loan details are not available under 'View Members and loans').