Vijayakumari is maintaining a home garden for a decade. She is cultivating vegetables in her plot of land. She gets Rs. 12,000 of monthly income through this garden. Her husband is a Farmer. She does dairy farming as well. All things she does for the sake of her children. She has four sons and a daughter. Daughter is schooling and three sons are working and the remaining one son is a university student. It is quite big family compared to other families in the area. She dreams to make her cultivation more successful. With this goal she joined BMI in the year of 2011. She got her first loan opportunity in the same year. As a result she received a loan amount of Rs. 25,000 from BMI. She used the loan to purchase a fertilizers and seeds. After she used the loan properly, she was able to get a good output compared to previous yield. It made the path to increase the monthly income too. Rs. 50,000 been taken from BMI as the second loan cycle. Particular loan been used for cultivation purpose.
To continue this success for more years, she applied for her third loan amount Rs. 70,000 from BMI. The purpose of current application is to add more crops in small plot of land and increase the efficiency more.